Background Info: For the average American household, 62% of expenses go to housing (33%), transportation (17%) and food (12%). Entertainment accounts for 5.6% and 3.6% for apparel and services (Bureau of Labor Statistics, 2015). Based on the popular 50/30/20 rule, you reserve 50% of your budget for essentials like rent, utilities, transportation and food, 30% … More Why isn’t the 50-30-20 rule the way to reach financial freedom?
Background Info: The Women’s Foodservice Forum (WFF) Annual Leadership Conference brings together more than 3000 leaders from the U.S. and Canada. WFF is the food industry’s premier leadership development organization whose mission is to advance women to the C-suite, and on the boards of companies operating in the $6 billion foodservice industry (WFF, 2017). Why … More What did I learn from the 2017 WFF Annual Leadership Conference?
Background Info: The 2017 National Center for Women & Information Technology’s Women in IT report indicates that women represent 16% of 2015 Computer Science bachelor’s degree recipients at major research universities and 26% of professional computing occupations in the 2016 U.S. workforce. Asian women represent 5% of the 2016 computing workforce (NCWIT, 2017). A study … More How to find my voice as a woman and a minority in tech?
Technology remains a hot area for employment. HiringSolved compiled the leading alma maters based on volume (of all levels of hires) made by the top 25 Silicon Valley companies in the past year. Arizona State University ranks #10. Great job! Click here to read the article.
Background Info: GoBankingRates.com’s recent survey results revealed that 69% of Americans have savings account balances below $1,000, and only 27% of millennials have at least $1,000 in their savings account (GoBankingRates, 2016). An analysis collected by the Federal Reserve Board of Governors showed that millennials—15 to 34-year-olds in 2013—were worth roughly half as much as … More How much should my net worth be?
Background Info: A 2015 Fortune article revealed that homeownership rates hit 48-year lows. Although home prices have increased and incomes have remain stagnant, Americans are still likely to have a lower mortgage payment since mortgage rates are less than half at 4% vs 10% in 1990 (Fortune, 2015). A report released by Harvard University’s Joint … More Should I rent or buy?
Background Info: Recent AMG Survey found that millenials, young investors between the ages of 17 and 36, define “long-term” as a period of less than five years. The same survey found that millennials allocate 30% on average to equities, which is a level that’s nearly one-third lower than older investors. This group is more conservative … More How does one reach financial independence?
Background Info: A research from LinkedIn and Citi’s Today’s Professional Woman Report reveals that women are more likely than men to be doing something different than what they thought they’d do in college (45% vs. 36%) and 30% of women (compared to 19% of men) think they’ll be at a different company or in a … More How does one achieve professional success?
Background Info: Personal development covers activities that improve awareness and identity, develop talents and potential, build human capital and facilitate employability, enhance the quality of life and contribute to the realization of dreams and aspirations (Wikipedia, 2017). Personal development can be summarized as a two-stage process: self-actualization, which focuses on ‘manifestation of the fully developed … More How does one develop personal growth?